Deposit Rates

Rates effective February 6th, 2012.

Rates subject to change without notice.

Personal Checking Accounts

Personal Checking AccountsAnnual Percentage Yield (APY)Interest Rate
Reward Checking  
$.01 - $10,0001.50%1.49%
$10,000 and over0.50%0.50%
If qualifications aren't met0.05%0.05%
50+ Free Interest Checking0.05%0.05%
Direct Free Interest Checking0.05%0.05%
High Interest Checking *  
$0 - $1,499.990.10%0.10%
$1,500 +0.25%0.25%

Personal Savings Account

Personal Savings AccountsAnnual Percentage Yield (APY)Interest Rate
Real Saver
On balances $.01 - $25,0001.50% 1.49%
On balances over $25,0000.50%0.50%
If qualifications aren't met.05%0.05%
Statement Savings0.10%0.10%
High Yield Money Market *  
$0 - $9,999.990.10%0.10%
$10,000 - $24,999.990.10%0.10%
$25,000 - $49,999.990.20%0.20%
$50,000 - $99,999.990.20%0.20%
$100,0000.35%0.35%
Money Market *  
$0 - $999.990.10%0.10%
$1000 and up0.10%0.10%

**Real Saver is available as a companion to Reward Checking.

Business AccountsAnnual Percentage Yield (APY)Interest Rate
Business Interest Checking
$0 - $1,499.990.10%0.10%
$1,500 +0.25%0.25%
Business Money Market Savings*  
$0 - $9999.990.10%0.10%
$10,000 - $24,999.990.10%0.10%
$25,000 - $99,999.990.15%0.15%
$100,000.00 +0.25%0.25%
Business Savings0.10%0.10%

Certificate of Deposit

Certificates of DepositAnnual Percentage Yield (APY)Interest Rate
48 Month CD1.50%1.50%
24 Month CD1.00%1.00%
18 Month CD0.50%0.50%
12 Month CD0.40%0.40%
6 Month CD0.25%0.25%
3 Month CD0.20%0.20%
Individual Retirement Accounts
Individual Retirement AccountsAnnual Percentage Yield (APY)Interest Rate
24 Month IRA1.00%1.00%
18 Month IRA0.50%0.50%
18 Month Variable Rate IRA0.50%0.50%
12 Month IRA0.40%0.40%

*On any day that the account balance meets the minimum, the higher interest rate will be earned on the entire balance

All deposits insured. Member FDIC. Rates shown are subject to change without notice; some accounts have variable rates. Please ask a Mutual Bank representative for complete account information.