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Home Mortgages

As a community bank, Mutual Bank has specialized in home financing for more than a century. We offer a wide array of mortgage programs to meet all needs. Whether you are buying your first home, refinancing or moving on up, we have a great selection available to help you realize your dreams.

For more information or a no-obligation consultation with one of our experienced lending specialists, please call (781) 447-4488 or contact your local Mutual Bank office.

We offer a complete menu of mortgages:

  • Over 35 different mortgage programs
  • first time homebuyer specials
  • Free pre-approval (lock in your rate before you shop)
  • Extended rate lock options
  • jumbo
  • refinancing
  • no closing cost options
  • no down payment options
  • construction
  • land
  • bridge
  • commercial real estate

Need to close soon? We accommodate requests for expedited closings.

Need to close soon? We accommodate requests for expedited closings.
  • A wide choice means you have greater flexibility -- to qualify for more house, fine-tune your cash flow, or take advantage of the lowest rates. And you can rely on our lending specialists to assist you in choosing the best mortgage program for your situation.

We service every loan we've ever made. That means, after the mortgage closes and you move into your new home, you'll continue to reap the benefits of doing business with a community bank. Your payments will be credited locally and promptly. Should you ever have a question or concern, you can sit down face to face with decision makers to get it promptly and personally taken care of.

Homebuyers Advance Approval® certifies you as pre-approved, even before you start house-hunting. A firm commitment, subject only to property review, Homebuyers Advance Approval gives you the edge that lets brokers and sellers know you are a preferred buyer. HAA is no-cost, no-obligation. It's your smart first step to home ownership.

We do a free Home Equity Credit Line approval to qualified borrowers, yours to accept at the closing with absolutely no out-of-pocket cost until you decide to use it.

Ready to get started?

Click here for  current rates.    Have a Loan Officer contact me .

 

   Telephone Banking:
1-888-BANK-ARM
1-888-226-5276