REWARD Checking
Earn 1.51% APY* the easy way!
To earn high interest with this free account, just do things you probably already do like use your debit card and receive electronic statements. That's it. There are no monthly fees, no minimum balance and we even refund ATM fees**, nationwide!
- Summary
- 1.51% APY* on balances up to $10,000
- 0.50% PY* on balances over $10,000
- 0.05% APY* if qualifications are not met each Rewards cycle
- Nationwide ATM fee refunds**
- No minimum balance
- No monthly service charge
- No per item charge
- Free Debit Card
- Free Online Banking, Bill Pay, and eBills
- Free monthly eStatements
- Unlimited Telephone Banking
- Free return of check images
- Direct Deposit available
- Pair with Real Saver account for automatic savings each month
Qualifications:
To earn the Reward rates and ATM fee refunds nationwide, simply do the following each monthly qualification cycle:
- Have at least 10 debit card purchases post and clear
- Have at least 1 automatic payment or direct deposit post and clear
- Receive eStatements
If for some reason you don't qualify in a given statement cycle, don't worry--you'll still receive 0.05% APY on your Reward Checking balance. You can get the rewards back the next month.
Disclaimer:
Minimum to open account is $10.00. *Annual Percentage Yield (APY) accurate as of May 18, 2012. Rate tiers are as follows: 1.51% APY applies to balances of .01 - $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. .05% APY applies to all balances if monthly qualifications are not met. All balances will earn 1.51% APY - 0.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.
Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. **ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle.
*Annual Percentage Yield (APY) accurate as of May 18th, 2012. Minimum to open account is $10. Rate tiers are: 1.51% APY on balances of $.01 - $10,000 and 0.50% APY on balances over $10,000 as long as qualifications are met each statement cycle. 0.05% APY on all balances if qualifications are not met. Rates may change after the account is opened. No minimum balance required. No monthly service charge. Available to personal accounts only. **Nationwide ATM fee refunds up to $25 per statement cycle.
