HOME MORTGAGES

As a community bank, Mutual Bank has specialized in home financing for more than a century. Take advantage of that experience, and benefit from a wide array of mortgage programs to meet all your needs.

Whether you are buying your first home, refinancing, or building your dream home yourself, we have a great selection available to help you realize your dreams. And you can rely on our lending specialists to assist you in choosing the best mortgage program for your unique situation.

Summary
  • Over 35 different mortgage programs
  • First time homebuyer specials
  • Free pre-approval (lock in your rate before you shop)
  • Flexible rate lock options
  • Low/no closing costs
  • Quick closings available
  • Homebuyers Advance Approval

Mutual Bank also offers Commercial Real Estate Loans, Construction Loans, Bridge Loans, and Land Loans.

Check out the latest rates.

Homebuyers Advance Approval

Homebuyers Advance Approval® certifies you as pre-approved, even before you start house hunting. HAA is a no-cost and no-obligation option that gives you the edge by letting brokers and sellers know you are a preferred buyer. It's your smart first step to home ownership.

You can also get approved for a Home Equity Credit Line with absolutely no out-of-pocket cost until you decide to use it.