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Deposit Rates

Rates effective October 23rd, 2014.

Rates subject to change without notice.
Personal Checking AccountsAnnual Percentage Yield (APY)Interest Rate
REWARDChecking┬«  
$.01 - $10,0003.00%2.96%
$10,000 and over0.20%0.20%
If qualifications aren't met0.05%0.05%
50+ Free Interest Checking0.05%0.05%
Direct Free Interest Checking0.05%0.05%
High Interest Checking *  
$0 - $1,499.990.05%0.05%
$1,500 +0.15%0.15%
Personal Savings AccountsAnnual Percentage Yield (APY)Interest Rate
REALSaver®
On balances $.01 - $50,0001.00% 1.00%
On balances over $50,0000.35%0.35%
If qualifications aren't met0.05%0.05%
Statement Savings0.05%0.05%
Mighty Money Market  
On balances $.01 - $75,000.000.35%0.35%
On balances over $75,0000.20%0.20%
High Yield Money Market *  
$0 - $9,999.990.10%0.10%
$10,000 - $24,999.990.10%0.10%
$25,000 - $49,999.990.20%0.20%
$50,000 - $99,999.990.20%0.20%
$100,0000.25%0.25%
Money Market *  
$0 - $999.990.05%0.05%
$1000 and up0.10%0.10%

**Real Saver is available as a companion to Reward Checking.

Business AccountsAnnual Percentage Yield (APY)Interest Rate
Business Interest Checking
$0 - $1,499.990.05%0.05%
$1,500 +0.15%0.15%
Business Money Market Savings*  
$0 - $9999.990.05%0.05%
$10,000 - $24,999.990.10%0.10%
$25,000 - $99,999.990.10%0.10%
$100,000.00 +0.15%0.15%
Business Savings0.05%0.05%
Certificates of DepositAnnual Percentage Yield (APY)Interest Rate
48 Month CD1.50%1.50%
24 Month CD1.00%1.00%
18 Month CD0.50%0.50%
12 Month CD0.40%0.40%
6 Month CD0.25%0.25%
3 Month CD0.20%0.20%
Individual Retirement AccountsAnnual Percentage Yield (APY)Interest Rate
48 Month IRA1.50%1.50%
24 Month IRA1.00%1.00%
18 Month IRA0.50%0.50%
18 Month Variable Rate IRA0.50%0.50%
12 Month IRA0.40%0.40%

*On any day that the account balance meets the minimum, the higher interest rate will be earned on the entire balance

** APY = Annual Percentage Yield

All deposits insured. Member FDIC. Rates shown are subject to change without notice; some accounts have variable rates. Please ask a Mutual Bank representative for complete account information.