You're busy. Your cell phone bill proves it. That's where the Mutual Bank Debit Card comes in. Enjoy the convenience of a credit card with no monthly payments or financing fees. It's good worldwide, every place MasterCard® is accepted. For things like buying more minutes for your phone.

  • Free, unlimited ATMs worldwide*
  • Free with any Mutual Bank checking account
  • Transactions posted online in real-time
  • Access funds at MasterCard merchants worldwide
  • Safer than cash
  • More widely accepted than checks

  • Funds debited directly to your checking account
  • Get cash at any Jeanie or NYCE ATM
  • Use SUM Member ATMs surcharge-free
  • Itemized receipt simplifies record-keeping
  • Protected by MasterCard Zero Liability policy

*Mutual Bank will not charge a fee to its checking account customers for the use of other banks' ATMs. Other institutions may impose a fee for the use of their ATMs. To avoid their charge, look for ATMs displaying the SUM symbol.

Zero Liability Protection

Your peace of mind and protection are paramount to Mutual Bank. The Mutual Bank Zero Liability policy is our guarantee that you won't be held responsible for fraudulent charges made with your card or account information, when you notify us within 60 days. Please see the Mutual Bank Cardholder Agreement or ask a Mutual Banker for complete information.